DSCR, Fix & Flip, and Cash Out Refinance Investor Loans
Lowest Rates in the Country
Fast 14 Day Closings
Easy Process & We Do All the Work
Limited Documentation
No Income Verification
Purchase, Flip, or Cash Out
Top Investment Property Lender Pick for 2025
DSCR Investors Network
Top Rated Direct Mortgage Lender
DSCR Purchase and Cash Out Options
Short / Long Term Rentals & Fix and Flips
Exclusive Financing Programs for Investors
Same Day Income & Credit Approval
No Tax Returns Required!
TESTIMONIALS
What Other Investors Are Saying
"I started my rental property investment journey in August of 2023 and found DSCR Investors Network after vetting several DSCR Lenders and Brokers. I now average a purchase each quarter and continue to grow my rental property portfolio. Top to bottom, from the Owners (Dave and Anthony), Loan Officers and Loan Processors the team allows me to move very quickly and without limitation to signifiantly grow my investment portfolio. I am excited to have found an honest long term partner in DSCR Investors Network."
Garrett M.
Texas Investor
Over $800K in Loan Transactions
"DSCR Investors Network is exactly what I was looking for to elevate my rental property portfolio. Not only do they deeply understand the DSCR Investment Loan market, but I always get the best rates, shortest time to close and easiest process to close with them. They make it simple which I appreciate as an entrepreneur. As a repeat customer with over 5 loans in 10 months, they know me personally and are a critical part of my investment team. Thank you Dave, Anthony and Team for your incredible company and I tell all my friends that I won’t work with any others going forward."
Nancy T.
Florida Investor
Over $1.6M in Loan Transactions
"I am a long term investor with a portfolio of over 50 one to four family properties in New York State. Since I first engaged with DSCR Investors Network back in November of 2023, I rely on them to work in stride with me to aggressively grow my business. I’ve had the pleasure of working with all levels of the company from ownership down and everyone takes this business very seriously backed by deep knowledge of the very special DSCR space. As a long term real estate investor, I am very confident in DSCR Investors Network and our partnership going forward."
Matthew W.
New York Investor
Over $10.5M in Loan Transactions
What are DSCR Investment Property Loans?
DSCR loans, or Debt Service Coverage Ratio loans, are designed for real estate investors who may not meet traditional income documentation requirements. These loans allow borrowers to qualify based on the cash flow generated by the property rather than personal income. DSCR lenders typically do not require tax returns or W-2s. Instead, they focus on the rental income and expenses of the investment property, making them ideal for self-employed individuals, 1099 contractors, real estate investors, retirees, and foreign nationals.
Who is Eligible for a DSCR Loan Approval?
Self-Employed Individuals
1099 Independent Contractors
Business Owners
W-2 Employees with other income sources
Real Estate Investors
Retired Borrowers
Foreign Nationals
Borrowers with significant liquid assets
What are the Advantages of a DSCR Loan?
DSCR loans are specifically designed for real estate investors, offering flexible and practical financing options. These loans focus on the income generated by the property rather than the borrower's personal income, providing significant benefits for a variety of borrowers.
Low Documentation Requirements
DSCR loans do not require tax returns or W-2s, making them ideal for self-employed individuals, 1099 contractors, business owners, and investors with alternative income sources.
Investor-Friendly Terms
These loans are tailored for real estate investors, including those purchasing or refinancing investment properties, short term rentals, long term rentals, and commercial properties. The focus on property cash flow rather than personal income simplifies the approval process.
Access to Financing for a Wide Range of Borrowers
DSCR loans open the door to financing for many individuals who might struggle with traditional mortgage qualifications, such as foreign nationals, retirees, and those with significant liquid assets.
Less Credit Score Limitations
DSCR loans can be accessible to borrowers with a range of credit scores, emphasizing the property’s financial performance over the borrower’s credit history.
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